One regime to rule them all. One regime to guide them. One regime, replace them all. And in the process, bind them. In April 2006 they called it Pension Simplification. Twenty years of layered complification later, and your children may pay inheritance tax and income tax on the same pension pot. There And Back Again Before we get to where we are today, it's worth remembering where we were. Because the story of pension taxation is not simply a story of government overreach.

This time next year, Rodney, we'll be millionaires. This time next year, the cash ISA allowance will be £8,000 smaller. Del Boy never planned for that one. In April 2027, the government will cut the annual cash ISA allowance from £20,000 to £12,000 for anyone under the age of 65. That is not a rumour, a consultation proposal, or a Budget footnote that might quietly disappear. It was confirmed in the October 2024 Budget. It is happening. Which means the tax year we are in righ

“I wear the chain I forged in life,” wailed Marley’s ghost. “I made it link by link.” The Treasury doors are heavy tonight. Chancellor Rachel Reeves sits alone in her office at 11 Downing Street, surrounded by spreadsheets and forecasts that seem to sneer from every corner. She runs the numbers again and again, searching for a way to make the columns balance. On paper, the arithmetic is simple. Find £40 billion. Honour the manifesto. Satisfy the markets. Deliver the 2030 stab

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In one week, I’ll be turning 50. Coincidentally, or perhaps serendipitously, I attended a seminar last week where Aegon delivered a...

Daily Mail 30.10.2024 - Keir Starmer Plans to Eat Your Tax-Free Cash… With Fava Beans and a Nice Chianti! Yes, Labour has made it clear...

Is your pension's tax-free cash under threat? If recent Budget rumours are to be believed, you might think so. Budget rumours are usually...

A British ISA, a British Bond and a promise to make Britain the next Silicon Valley. Not quite MAGA, more like PUKKA...Pretend UK's Kool...

There's been a lot of talk lately about the future of non-domiciled (non-dom) tax status in the UK. Labour have previously pledged to...

Mark Twain once said that “History never repeats itself, but it does often rhyme.” Well Leap Day this year has some interesting parallels...

Next week marks what is likely to be this Government's final Budget before the upcoming General Election. The question on everyone's mind...

Some investors attribute the Magnificent 7 stocks’ dominance to a “winner-take-all” environment in which a handful of companies achieve...